Your scenario
Live36% DTI cap
Locks vehicle price to the highest amount that keeps your post-deal DTI within conforming guidelines.
Income
$8,500/mo
$2,000/mo$30,000/mo
$6,300/mo
$1,500/mo$8,500/mo
Existing Obligations
Total $2,280/mo$1,850
$0$6,000
$320
$0$2,500
$110
$0$1,500
$0
$0$2,500
Credit Profile
740
580Prime820
Deal Structure
$38,000
$5,000$120,000
$4,000
$0$40,000
$0
−$15,000 (rolled over)$30,000
7.25%
3.00%18.00%
60 mo
24 mo84 mo
Triggers borrowing-friction flag if DTI > 36%.