Financial Disclaimer

Approvable is an educational planning tool. The confidence percentages, risk flags, payment estimates, and stress tests it produces are not a credit decision, loan offer, or pre-approval. Real lender decisions depend on your full credit report, employment verification, and lender-specific underwriting overlays — none of which Approvable accesses.

We use industry-standard heuristics — the 28/36 DTI guideline, LTV thresholds, FICO-tier APR add-ons, and residual-income tests — to give you a realistic picture before you walk into the dealership. Always verify final terms with your lender.

Approvable is not a registered investment, financial, or credit advisor. Nothing here is legal, tax, or financial advice.