Terms of Service
Last updated: April 24, 2026
Acceptance
By using Approvable you agree to these terms. If you don't agree, don't use the service.
Educational tool, not a credit decision
Approvable is an educational planning tool. The confidence score, risk flags, stress tests, and snapshots are estimates based on the inputs you provide and standard underwriting heuristics (DTI, LTV, residual income). They are not a loan offer, pre-approval, or guarantee of credit. Lenders make their own decisions using your full credit profile.
Accuracy
We do our best to keep the math correct, but vehicle prices, APR ranges, insurance estimates, and operating costs vary. Always verify figures with the dealer and your lender before signing.
Acceptable use
You may not scrape, resell, or attempt to reverse-engineer the service. Don't enter other people's financial data without their consent.
Limitation of liability
Approvable is provided "as is." We are not liable for any financial decisions made based on the output of the calculator.
Changes
We may update these terms; continued use after changes means you accept them.